Sakal Gram Awas New Yojana has been started by the government for development in rural areas. Under this scheme, the central government is providing financial assistance of Rs 1 lakh 20 thousand to the beneficiary for building a permanent house. Complete information about eligibility and application process to avail the benefits of this scheme is being given in this article.
Gross Village Housing Scheme
The official scheme of the Gross Village Housing Scheme is Pradhan Mantri Gramin Awas Yojana. Gross Village Scheme has become its popular name but it is not its official name. Earlier the name of this scheme was Indira Awas Yojana. In 2015, its name was changed to Pradhan Mantri Gramin Awas Yojana.
Under this scheme, people living in rural areas who have land to build a house but do not have a permanent house are given financial assistance of Rs 1.20 lakh by the government to build a house. This is a completely centrally sponsored scheme, so the total expenditure incurred in implementing the scheme is paid by the central government.
PM Housing Scheme Rajasthan
Recently, the annual budget 2024-25 has been released in the state of Rajasthan. In this budget, it has been announced by the Finance Minister that all the beneficiaries taking advantage of Pradhan Mantri Awas Yojana Rajasthan will be provided additional financial assistance of Rs 25,000 / – by the Rajasthan government. Therefore, if you are taking advantage of PM Awas Yojana in rural areas in Rajasthan, then now instead of 1.20 lakh, you will get financial assistance of 1 lakh 45 thousand rupees.
And if you are taking advantage of the housing scheme in urban areas, then financial assistance of 1 lakh 75 thousand rupees will be provided. To take advantage of this scheme, the government has determined the eligibility conditions so that only the needy people can get its benefits.
Eligibility Criteria of the Scheme
- The applicant or his family should not already have a pucca house built.
- The applicant must have his own land suitable for building a house for which an official lease is made.
- Along with this, the annual income of the person should be within the parameters prescribed in the scheme.
- People who are destitute, women headed families without many adult members, families of martyrs etc. are also eligible to take benefit of this scheme.
- Families who have already availed the benefit of any housing scheme issued by the Central and State Government will not be given the benefit of this scheme.
- No financial assistance will be given under the scheme for constructing houses on legally disputed land.
- The family defined for availing benefit of the scheme includes the applicant person, his/her wife or husband and children.
- Elderly persons who are dependent on the applicant will also be included in the applicant’s family.
How to avail the benefits of PM Housing Scheme
To avail the benefits of Pradhan Mantri Gramin Awas Yojana, the applicant should first check his eligibility as per the instructions of the scheme. After this, collect all your personal documents, family documents such as family ration card, labor card, bank related documents and all the documents related to the land on which the house is to be built and get a photocopy of each of them.
You can see the official information of Pradhan Mantri Awas Yojana on its official website pmaymis.gov.in .
After this, go to the Gram Panchayat office of your village and request to apply for the Pradhan Mantri Gramin Awas Yojana. You will be given an application form by the Panchayat, fill all the information asked in it carefully without any mistake. After this, attach a copy of the document required for the scheme with this application form.
Now submit the application form to the Gram Panchayat office. After the application process is complete, your eligibility will be checked and a physical inspection of your current house and land will be done. If you are finally found eligible as per the terms of the scheme, the financial assistance amount will be sent to your bank account.