SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home.
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SBI Home Loan: Let us tell you that State Bank of India is considered to be the oldest and largest bank of India. In such a situation, SBI Bank provides many types of online and offline facilities to its customers. Like SBI also provides many types of loans like home loan, education loan, gold loan, car loan and personal loan to its customers. In such a situation, if you are also building a house and want to take a home loan from SBI to build a house.
So in this article today, we are going to tell you all the complete information in detail about how you will apply for a home loan in SBI Bank, how much interest will be charged, how much loan will be available, what documents you should have to take a loan, etc. So keep reading this article till the end so that you can know the complete information in detail.
SBI Home Loan Interest Rate Highlights
| Article | How to get home loan from SBI bank? |
| Objective | SBI Bank Customers |
| Beneficiary | Providing loan information to bank customers in easy language |
| Application | both online and offline |
| official website | https:// www onlinesbi.sbi/ |
SBI Home Loan: What are the features of SBI Home Loan
- Let us tell you all that if you are also thinking of taking a loan of up to ₹ 300000 from SBI Bank to build a house, then you can get a home loan of up to ₹ 3 lakh from SBI Bank.
- Let us tell you that when you apply for SBI home loan, you will get the loan amount within some time after applying.
- People selected in SBI service will also be able to apply for this loan.
- Let us tell you that SBI Bank provides home loans to its customers without any prepaid penalty.
- Let us tell you that you will be able to repay the loan amount taken through SBI Home Loan after a maximum of 30 years.
- Let us tell you that you will be able to apply for SBI home loan with minimum documents.
SBI Home Loan: Know what should be the eligibility to get SBI home loan
If you are also thinking of taking a home loan from State Bank of India, then it is very important for you to have the eligibility given below.
- Let us tell you that to take a home loan from SBI, you will have to be a citizen of India.
- Those who want to take home loan from SBI, their age should be between 21 years to 68 years.
- Let us tell you that to apply for SBI home loan, the credit score of the applicant should be 550.
- The applicant should not already have any other loan running in the bank otherwise SBI Bank will not give you the home loan amount.
SBI Home Loan: Documents required to take home loan from SBI
If you are also thinking of taking a home loan from SBI Bank, then it is very important for you to have the necessary documents which are given below.
- Loan Application Form
- Identity card (Aadhar card, driving license, voter ID card any one of these)
- Four password size photos
- Property papers (documents of the party on whom you are taking the loan)
- Bank statement details etc.
SBI Home Loan: Know the types of SBI home loans
Let us tell you that you can take not only one but many types of home loans from SBI Bank such as
- SBI Regular Home Loan
- State Bank Of India Tribal Loan
- SBI FlexiPay Home Loan
- SBI Home Loan for Non Salaried Differential Offerings
- SBI Pre Approved Home Loan
- SBI Statement Amount Deposit
- SBI Realty Home Loan
- SBI CRE Home Loan
- SBI Security etc
SBI Home Loan: How to apply online for SBI home loan
If you are also interested to take home loan from SBI and want to apply online then follow the information given below step by step and apply online easily.
- Let us tell you that to apply for SBI home loan online, you first have to install the yono sbi app on your mobile phone.
- After this you have to register yourself in it and after registration you have to login.
- Let us tell you that after logging in, you will see three lines on the home page of Yono SBI app, you have to click on it.
- After this, all of you will see the option of Loans, you have to click on that Loans option.
- Let us tell you that now you will get to see many types of loans here. You have to click on the home loan option here.
- Let us tell you that as soon as you click on the home loan option, a new page will open in front of you. Here you have to click on the Apply New Loan option.
- After this you have to fill your personal details and click on the Next option.
- After this you have to select your bank branch and confirm.
- Now you will see the reference number. You have to note down this number and keep it.
- Let us tell you that after this you have to go to the bank branch and complete your KYC by showing your necessary documents and reference number to the bank loan officer.
- As soon as your KYC is completed, the loan amount will be transferred to your account by the bank.
- Let us tell you that in this way you can apply online to get SBI home loan.
SBI Home Loan: Apply offline to get SBI home loan
If you are also interested in taking home loan from SBI and want to apply offline then read the information given below in detail and complete the application process easily.
- Let us tell you that to take SBI home loan offline, you first have to go to your nearest SBI bank.
- After visiting the bank branch, you have to get the SBI home loan application form from the bank manager or bank loan officer.
- After this, you have to fill all the required information asked in this form correctly and all the required documents have to be attached with the form.
- Please note that you should check the application form you have filled carefully once and then submit it to the bank officer.
- Let us tell you that in this way your SBI home loan offline application process will be completed.
- Now your application form will be checked and after that the loan amount will be transferred to your bank account.